Cookie Policy

1. What Are Cookies

Cookies are small text files that are placed on your device (computer, smartphone, or tablet) when you visit our website. They are widely used to make websites work more efficiently and to provide information to website owners about how visitors use their sites.

Cookies contain information that is transferred to your device's hard drive. They help us improve our website and deliver a better, more personalized service.

2. How We Use Cookies

Finance Starlight uses cookies for several important reasons:

• To ensure our website functions properly and securely
• To remember your preferences and settings
• To analyze how visitors use our website
• To provide personalized content and advertisements
• To improve our services and user experience
• To remember your cookie preferences

3. Types of Cookies We Use

3.1 Essential Cookies (Always Active)

These cookies are necessary for our website to function properly. They enable core functionality such as security, network management, and accessibility. You cannot opt-out of these cookies.

3.2 Analytics Cookies (Optional)

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. This data helps us improve our website performance and user experience.

3.3 Marketing Cookies (Optional)

These cookies are used to deliver advertisements that are more relevant to you and your interests. They may also be used to limit the number of times you see an advertisement and measure the effectiveness of advertising campaigns.

4. Third-Party Cookies

Some cookies on our website are set by third-party services that appear on our pages. We use reputable third parties to provide additional functionality:

4.1 Google Analytics

We use Google Analytics to analyze website usage. Google Analytics uses cookies to help analyze how users use our site. You can learn more about Google Analytics cookies at: Google Analytics Cookie Usage

4.2 Social Media Platforms

Our website includes social media sharing buttons for Facebook, Instagram, Twitter, and LinkedIn. These platforms may set cookies when you interact with their content.

4.3 Email Marketing Services

We use email marketing services to manage our newsletter subscriptions. These services may use cookies to track email campaign effectiveness.

5. Managing Your Cookie Preferences

5.1 Cookie Banner

When you first visit our website, you'll see a cookie banner that allows you to:

• Accept all cookies
• Accept only necessary cookies
• Customize your cookie preferences

5.2 Changing Your Preferences

You can change your cookie preferences at any time by:

• Using our cookie preference center (link in footer)
• Clearing your browser cookies and revisiting our site
• Adjusting your browser cookie settings

5.3 Browser Settings

Most web browsers allow you to control cookies through their settings. You can:

• Block all cookies
• Block third-party cookies
• Delete cookies when you close your browser
• Receive notifications when cookies are being set

Note: Blocking essential cookies may affect website functionality.

6. Cookie Duration

Cookies are set for different durations depending on their purpose:

• Session Cookies: Deleted when you close your browser
• Persistent Cookies: Remain on your device for a set period or until manually deleted
• Essential Cookies: Typically session-based or short-term
• Analytics Cookies: Usually persist for up to 2 years
• Marketing Cookies: Generally persist for 30-90 days

7. Impact of Cookie Choices

7.1 Accepting All Cookies

• Full website functionality
• Personalized experience
• Relevant content recommendations
• Website performance insights

7.2 Essential Cookies Only

• Basic website functionality maintained
• No personalized content
• No usage analytics
• Generic advertising (if any)

7.3 Blocking All Cookies

• Some website features may not work
• No personalization
• May need to re-enter information frequently
• Limited user experience

8. Data Protection and Privacy

Cookie data is processed in accordance with our Privacy Policy and applicable data protection laws. We implement appropriate security measures to protect cookie data and only retain it for as long as necessary.

For more information about how we handle your personal data, please see our Privacy Policy.

9. Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in our practices, technology, or legal requirements. We will notify you of significant changes by posting a notice on our website or updating the "Last Updated" date.

10. Contact Information

If you have questions about our use of cookies or this Cookie Policy, please contact us:

11. Useful Resources

For more information about cookies and how to manage them:

• Office of the Australian Information Commissioner
• All About Cookies
• Cookie Central